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Robert Uriarte
Partner

Robert G. Uriarte is an AV rated lawyer whose emphasis is in the bankruptcy litigation and creditors’ rights areas, however, he has a substantial amount of experience litigating non-bankruptcy matters in both state and federal courts. In addition, Mr. Uriarte has significant experience in appellate matters and has obtained published opinions from the Court of Appeals for the Ninth Circuit. Mr. Uriarte is a graduate of Loyola Marymount University and the U.C.L.A. School of Law. Upon graduation from law school, he clerked for William J. Lasarow, then Chief Judge of the United States Bankruptcy Court for the Central District of California. Mr. Uriarte is a former Panel Member of Chapter 7 Trustees for the Central District of California, and has also acted as receiver in cases before the Los Angeles, Riverside and San Bernardino Superior Courts. Mr. Uriarte has represented creditors in Chapter 7 and 11 liquidation and reorganization proceedings in the United States Bankruptcy Courts. He has represented creditors committees, indenture trustees Chapter 7 and 11 trustees and has negotiated workout agreements, in addition to representing business and individual debtors. He has litigated matters involving alleged employer violations of wage and hour laws and wrongful termination. In addition, he has represented employer clients before the California Labor Commissioner.

US Consumer Law Group, LLP (USCLG) is committed to protecting the privacy of our online visitors. In compliance with federal and state law, industry standards and administrative regulations, this privacy policy discloses the privacy practices governing our collection and use of information submitted by you (“you”, “your” or the “user”) to USCLG through this web site. We want you to know that we take our legal and ethical responsibilities regarding your privacy seriously. Therefore, we abide by the following privacy policy.

PRIVACY POLICY

It is our policy not to share or sell our customers’ nonpublic personal information to third parties. This information is used only in the conduct of our business and to provide services to our clients.

USCLG uses the information collected to determine the eligibility of potential clients for our debt reduction program and to service our existing clients. We do not share this personal information except as required in the normal course of servicing our clients’ accounts. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information This privacy policy applies in its entirely to all existing, former and potential clients. In addition, you may have other privacy rights under state laws, with which we will comply. We may amend or change this policy at any time and will inform you in writing of any changes. For more information, please feel free to contact us at info@USCLG.com

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Debt settlement is often misrepresented and misunderstood. It is not for everyone but is a good option for some. Certainly everyone would rather pay thirty, fifty or even seventy percent of the debt they owe rather than the full amount, especially when most of the balance is attributable to late fees, interest and other penalties. Creditors often will accept less than the full amount owed on a debt because if the debtor goes into bankruptcy they may receive no money at all. For those who do not wish to file bankruptcy and can afford to set aside money each month in order to make settlements on their debts, debt settlement may be the best option.

For debt settlement to be a viable option the account settled must be past due. Creditors are not interested in accepting an amount less than what is owed to them when an account is current and being paid timely. Bear in mind that not all creditors will settle with you. If your offer doesn’t sufficiently compensate a given creditor, he may refuse to negotiate out of spite or out of the hope that he can collect out of your liquidated assets before other creditors can. Moreover, the Internal Revenue Service may still require you to pay out taxes on your settlement. (You can, however, file a 982 Request with the IRS if you are undergoing unique hardships.) In addition, the credit bureaus will likely downgrade your credit as a result of your past due status on your credit accounts.

US Consumer Law Group provides the support and services you need to negotiate effectively with the people and corporations who hold your debt. To learn more about your debt settlement options, get in touch with US Consumer Law Group today. The firm offers complimentary consultation regarding personal debt settlement matters.